As we all know, insurance is mandatory for the vast majority of vehicles that are allowed to circulate on public roads; although there are exceptions, such as bicycles or electric scooters, for example. Unfortunately, the car insurance They have also risen in price in recent times, like practically everything in life. So there is no other option than to look for alternatives to get the best possible price in a market that is usually quite competitive.
Be that as it may, we have recently learned what have been the most expensive cars to insure in the year 2022. We were surprised, because we did not expect that the "leader" of the expensive cars to ensure it has been out of commercialization in our country for about 15 years.
The five most expensive cars to insure
This is the Mazda RX-8, one of the most iconic and beloved sports coupes of recent decades. Note, it was not one of the expensive cars of the time compared to luxury vehicles (it was not cheap either), but because the current cost of your spare parts is high since it is a vehicle that tends to go through the workshop a lot, the average price of its policy amounts to 1.367 euros per year.
If we continue with the list, in second position appears the Porsche 911, with an average annual policy of 1.236 euros, followed by Audi Sportback A7 which on average costs 1.216 euros to insure. The fourth most expensive model is another myth for sports fans, the Nissan 350 Z, with a price of 1.214 euros, ranking fifth in the Porsche Panamera with an average of 1.203 euros.
The five cheapest cars to insure
On the other hand, if we go to cheapest cars to insure, there are also surprises. And it is that the car with the cheapest average insurance premium is the Dacia spring. The average is 343 per year and what is particularly striking is that it is positioned as the first electric car that manages to be the cheapest in terms of car insurance refers.
The second cheapest insurance also belongs to a Dacia brand car, specifically to Dacia jogger, the family member of the Romanian brand that has an average of 354 euros. They are followed by Lada Niva (361 euros) Suzuki Jimny (372 euros) and MG ZS (376 euros per year).
Average price of car insurance in 2022
The average annual price of car insurance is 767 euros according to the study carried out by Rastreator based on the average price of the policies of the brands and models analyzed in the ranking.
The factors that vary the price of one policy to another are, logically, the type of insurance that we want to take out, the age and experience of the driver, the accident history, the characteristics of the vehicle or the parking lot. By the way, from 2021 to 2022 the price of car insurance has risen by 18%. The comparator says that some of the causes are the high cost of parts and repairs, as well as the cars themselves, so we will have to see if in 2023 the trend continues to rise or if it slows down this rise and gives us a breather to the pocket of consumers.