Amakhasimende amaningi ngokwengeziwe esikhundleni sokuthenga okungokwesiko akhethe ukuqasha imoto. Sekuyiminyaka sizwa le ndlela, nakuba kungekudala yayihlala ihlobene nesiteshi sebhizinisi. Ngamanye amazwi, cishe yizinkampani kuphela ezaqala ukuqasha. Kodwa lokhu kushintshile futhi abantu abaningi ngokwengeziwe baye bathola izinzuzo zayo. Kuyini futhi yiziphi izinzuzo zokuqasha?
Into yokuqala okufanele uyikhumbule ukuthi imoto Ngokuvamile kuba utshalomali olukhulu lwesibili lwanoma yimuphi umuntu, ngemva kwezindlu. Ngaphezu kwalokho, eminye imininingwane kufanele ihlale icatshangelwe, njengobukhulu kanye nohlobo lwemoto esekelwe ekuthandeni kwethu futhi, ikakhulukazi, izidingo, ukusetshenziswa njalo okuzonikezwa, isabelomali futhi kucatshangelwe ezinye izindleko ezitholiwe, njengomshuwalense, ukugcinwa. , ukulungiswa, izintela, njll.
Enye yezinzuzo ezinkulu zokuqasha imoto ukuthi singakhohlwa ngokuphelele mayelana naleyo ngxenye yokugcina, kodwa ngaphambi kokubuyekeza izinzuzo eziyinhloko. Kuyini ukuqasha imoto? Isifinyezo esisheshayo nesilula ukuthi lesi yisivumelwano no isivumelwano sokuqasha lapho kukhona iqembu eliqashisayo kanye neqembu eliqashiwe lokwabelwa umuntu oqashiwe kuya ekugcineni kwemoto isikhathi esithile.
Njengomthetho ojwayelekile, imisebenzi yokuqasha imoto yabagibeli ngokuvamile banesikhathi esiyizinyanga ezingama-36 noma ezingama-48, nakuba kungase kube nezinketho eziningi. Inkontileka ichaza ngezimali ezikhokhwayo namanani okufanele akhokhwe, uma kunomkhawulo wemayela wonyaka (uvame kakhulu futhi kuzokhokhwa imali ephakeme noma ephansi ngokusekelwe kulokhu) kanye ukugcinwa okuhlanganisiwe kanye/noma ukulungisa yinkampani eqashisayo. Uma sekushiwo, yiziphi izinzuzo eziyinhloko zokuqasha?
Inani lanyanga zonke elilungisiwe, azikho izimanga
Enye yezinzuzo ezinkulu zokuqasha imoto ukuthi njalo ngenyanga ukhokha imali efanayo futhi uyakhohlwa zezinye izindleko. Futhi wukuthi le mali ekhokhwa nyanga zonke izobandakanya umshwalense wemoto, izintela kanye nokugcinwa kwemoto. Uma minyaka yonke kumele ihlolwe imoto, yinkampani eqashisayo esuke ibhekele ukuyikhokhela endaweni yokusebenzela.
Ezimweni eziningi, okuwukuphela kwento okufanele sikhathazeke ngayo mayelana nezindleko ezengeziwe uphethiloli.
Unemoto yesimanje oyishintsha njalo eminyakeni embalwa
Ngakolunye uhlangothi, kuya ngaphandle kokusho lokho sihlala sihamba ngemoto yesimanje. Kungase kube okunethezeka kakhulu noma okuthengekayo, kodwa kuzoba imoto entsha enakho konke okuhlanganisayo. Isibonelo, ukubukeka kuhle, ayigugi noma ilimele, siqinisekisa ukuthi zonke izinhlelo zemoto zizosebenza kahle futhi, ngakolunye uhlangothi, zizoba nezinhlelo zokuphepha zakamuva ezisebenzayo nezingenzi lutho.
Uma iphela singaqasha imoto ehluke ngokuphelele
Inzuzo eyenza kube mnandi kakhulu kunokuthenga kwendabuko ukuthi "Asiboshiwe" emotweni eyodwa iminyaka eminingi. Eqinisweni, singasuka emotweni encane kakhulu siye kwenkulu lapho isivumelwano siphela uma, ngokwesibonelo, sihlose ukwandisa umkhaya noma uma manje sizohamba kakhulu. Kwenzeka okufanayo ngokuhlanekezela. Singasuka emotweni enkulu nevulekile siye kwencane kakhulu uma manje sihamba kakhulu edolobheni, ukubala nje isimo esisodwa esingaba khona.
Ungakwazi futhi ukunweba inkontileka noma ugcine imoto, phakathi kwezinye izinketho
Lapho inkontileka iphela, iklayenti linezinketho ezimbalwa, njengokunikeza imoto nokuqeda ubuhlobo benu, ukushintshela enye imoto, ukwelula isikhathi senkontileka nemoto yamanje noma ngisho nokuyithola. Ngale ndlela, uma ujabule kakhulu ngemoto oye waba nayo phakathi neminyaka edlule futhi ungenaso isidingo sokuyishintsha enye, ungayigcina.